Card image Bilt Mastercard® Rewards

Bilt Mastercard® Rewards card

Check the key information to help with your decision.

Bilt Mastercard® Rewards card

Check the key information to help with your decision.

By Vizzion on 22/09/2026

Useful informations

Leverage your points for maximum value by transferring them at a 1:1 ratio to top-tier airline and hotel partners, or save them toward a down payment on a future property. The intuitive Bilt app serves as your central hub, making it effortless to track spending and unlock tangible benefits from your monthly transactions for free.
Bank

Wells Fargo

Contact

creditcards.wellsfargo.com

Reputation

0 reward points

Card brand

Mastercard

Who is this Card for?

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Pros & Cons

Like anything in life, credit cards have pros and cons. Let’s list them below so you can evaluate:

Pros

Mastercard Platinum Benefits
Purchase Protection
Travel Insurance
Contactless Technology
International
Points Program
Annual Fee Free
Restaurant Discounts
First Year Annual Fee Free
Extended Warranty
Rewards Program
International Card
Air Miles

Cons

Need to have a linked bank account
Does not accept bad credit
High interest rates
Credit limit subject to analysis
Does not offer cashback

See more card details:

Rent Rewards

Earn 1 point for every dollar spent on rent, up to 100,000 points annually, with zero processing fees.

Dining Perks

Get 3 points per dollar on all dining purchases, perfect for restaurant visits and food delivery apps.

Travel Earnings

Collect 2 points for every dollar spent on travel bookings directly through airlines or hotel platforms.

1:1 Point Transfers

Move your earned points to major travel loyalty programs at a 1:1 ratio for maximum travel flexibility.

No Annual Fee

Access a full suite of elite Mastercard benefits without paying any yearly maintenance or subscription fees.

World Elite Status

Enjoy elevated travel protections, cell phone insurance, and dedicated concierge services via the Mastercard World Elite network.

Frequently Asked Questions (FAQ)

What is the annual fee for the Bilt Mastercard?

There is no annual fee associated with this card, allowing you to access all rewards and perks completely free of charge.

How can I earn points on my rent payments?

Use the Bilt app to initiate rent payments via your linked account or card to avoid transaction fees while earning 1 point per dollar.

Are there any usage requirements to earn points?

Yes, you must make a minimum of 5 transactions per billing cycle to be eligible to earn points on your purchases.

What are the rewards rates for non-rent purchases?

You earn 3x points on dining, 2x points on travel-related purchases, and 1x point on all other eligible transactions.

Can Bilt points be used toward a home down payment?

Yes, you have the option to redeem your accumulated Bilt Rewards points as financial assistance toward the down payment on a home.

Top 5 most requested cards

The card: Bilt Mastercard® Rewards comes with these benefits from Mastercard

24/7 support for emergency situations

Points system to exchange for products

Accepted in thousands of locations worldwide

Perfect for your everyday purchases

Security and flexibility in payments

More security and comfort for your purchases

We’ve simplified the steps for you

We’ve outlined the steps to make it easier for you to apply for the card. Follow the step-by-step guide below:

1

Choose the option that best suits your needs

2

Access the financial institutions' channels

3

Start your registration by providing accurate information

4

Send the required documents

5

Submit your application

6

Wait for approval

Required documents

Visit the website of Wells Fargo

Visit the official website and follow the provided instructions.

VISIT OFFICIAL WEBSITE
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