Card image Discover it® Student Cash Back

Discover it® Student Cash Back card

Check the key information to help with your decision.

Discover it® Student Cash Back card

Check the key information to help with your decision.

By Vizzion on 22/09/2026

Useful informations

By eliminating annual fees and forgiving your initial late payment, this card promotes healthy financial behavior while providing a safety net for beginners. You can stay informed about your fiscal health through complimentary FICO® Credit Score monitoring. Furthermore, users can activate quarterly 5% cash back rewards on common expenses like gas, dining, and groceries to maximize their budget.
Bank

Discover

Contact

www.discover.com

Reputation

0 reward points

Card brand

Discover

Who is this Card for?

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Pros & Cons

Like anything in life, credit cards have pros and cons. Let’s list them below so you can evaluate:

Pros

No annual fee
International
Security Alerts
Contactless Technology
Rewards Program
Annual Fee Free
Price Protection
International Card
Cashback

Cons

No airline miles
No travel insurance
No access to VIP lounge
Need to have a linked bank account
High interest rates
Credit limit subject to analysis

See more card details:

Double Your Rewards

Discover gives you a Cashback Match™ at the conclusion of your first year, effectively doubling every dollar you earned.

Rotating 5% Categories

Boost your earnings by activating 5% cash back on popular shopping categories that change every three months.

No Credit History Needed

Applications are open to students who are just starting out and do not yet have an established credit score.

Zero Annual Cost

Enjoy all the perks of a student credit card without ever being hit with an annual membership fee.

Introductory APR

Benefit from a 0% introductory APR on your purchases for the initial 6 months.

Complimentary FICO® Monitoring

Keep track of your credit development directly through your statements or the mobile application.

Instant Security Controls

Utilize the Freeze It® feature via the app to lock your card immediately if you misplace it.

Frequently Asked Questions (FAQ)

Is there a yearly charge for this student card?

No, the Discover it® Student Cash Back card comes with no annual fee.

How does the first-year bonus work?

At the end of your first 12 months, Discover matches all the cash back you have accumulated, with no cap on the amount.

Can I qualify without credit?

Absolutely; this card is specifically built for students with zero prior credit history.

What are the typical categories for 5% cash back?

The categories rotate quarterly and frequently cover essential spending areas such as groceries, dining out, gas, and online marketplaces.

Does a missed payment lead to fees?

Discover waives the fee for your very first late payment, and there is no penalty interest rate applied.

Where is the card accepted?

The card is widely accepted across 99% of U.S. merchants and is supported for use internationally wherever Discover is recognized.

Top 5 most requested cards

The card: Discover it® Student Cash Back comes with these benefits from Discover

24/7 support for emergency situations

Points system to exchange for products

Accepted in thousands of locations worldwide

Perfect for your everyday purchases

Security and flexibility in payments

More security and comfort for your purchases

We’ve simplified the steps for you

We’ve outlined the steps to make it easier for you to apply for the card. Follow the step-by-step guide below:

1

Choose the option that best suits your needs

2

Access the financial institutions' channels

3

Start your registration by providing accurate information

4

Send the required documents

5

Submit your application

6

Wait for approval

Required documents

Visit the website of Discover

Visit the official website and follow the provided instructions.

VISIT OFFICIAL WEBSITE
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