Card image Spark 1.5% Cash Select

Spark 1.5% Cash Select card

Check the key information to help with your decision.

Spark 1.5% Cash Select card

Check the key information to help with your decision.

By Vizzion on 22/09/2026

Useful informations

Designed for modern businesses with international reach, this card charges no annual fees and zero foreign transaction fees, making it a budget-friendly option for global operations. Business management is further streamlined with complimentary employee cards and comprehensive quarterly spending summaries, providing you with the financial oversight needed for precise accounting and long-term planning.
Bank

Capital One

Contact

www.capitalone.com

Reputation

0 reward points

Card brand

Visa

Who is this Card for?

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Pros & Cons

Like anything in life, credit cards have pros and cons. Let’s list them below so you can evaluate:

Pros

No annual fee
Travel Insurance
Provides Additional Cards
Security Alerts
International
Annual Fee Free
Contactless Technology
Price Protection
Restaurant Discounts
Roadside Assistance
VIP Lounge
Exclusive Discounts
International Card
Cashback

Cons

Credit limit subject to analysis
High interest rates
No points program
No airline miles

See more card details:

Unlimited Cash Rewards

Earn a consistent 1.5% back on every single business transaction, with no caps on how much you can accumulate.

No Annual Fee

Experience the full suite of premium business features without the burden of recurring yearly costs.

Global Transaction Friendly

Travel and make purchases abroad without the added expense of foreign transaction fees.

Sign-Up Incentive

Collect a cash bonus once you meet the required spending thresholds within the introductory period.

Employee Spending Control

Issue extra cards to your staff for free and monitor team expenses as they happen.

Robust Security Suite

Stay protected with real-time fraud alerts and the ability to lock your account instantly via the mobile application.

Simplified Accounting

Generate detailed expense reports and export your transaction data directly into platforms like QuickBooks or Quicken.

Frequently Asked Questions (FAQ)

What is the structure of the Spark 1.5% Cash Select rewards program?

You receive 1.5% cash back on all business-related purchases with no spending tiers or total earning limits.

Are there any annual membership fees?

No, the card features a permanent zero-dollar annual fee policy.

Is this card viable for international business trips?

Absolutely. It is built for global use and does not apply surcharges to transactions processed in foreign currencies.

Do my rewards ever expire?

Your cash back balance will never expire as long as your account is open and your payments are current.

Can I add employees to my account?

Yes, you are permitted to request additional employee cards at no extra cost, allowing you to manage individual spending limits.

How can I redeem my accumulated cash back?

You can apply your rewards as a statement credit, receive a check, or opt for gift card redemptions.

Top 5 most requested cards

The card: Spark 1.5% Cash Select comes with these benefits from Visa

24/7 support for emergency situations

Points system to exchange for products

Accepted in thousands of locations worldwide

Perfect for your everyday purchases

Security and flexibility in payments

More security and comfort for your purchases

We’ve simplified the steps for you

We’ve outlined the steps to make it easier for you to apply for the card. Follow the step-by-step guide below:

1

Choose the option that best suits your needs

2

Access the financial institutions' channels

3

Start your registration by providing accurate information

4

Send the required documents

5

Submit your application

6

Wait for approval

Required documents

Visit the website of Capital One

Visit the official website and follow the provided instructions.

VISIT OFFICIAL WEBSITE
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